The Insurance Money

A lawyer and an engineer were fishing in the Caribbean when they got to talking. The lawyer mentioned, “I’m here because my house burned down and everything got destroyed by the fire. The insurance company paid for everything.”
“That’s quite a coincidence,” remarked the engineer. “I’m here because my house and all my belongings were destroyed by a flood. My insurance company, too, paid for everything.”
There was a brief pause, and hen the puzzled lawyer asked, “How do you start a flood?”

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